Comparison Site For Car Insurance

Comparison Site For Car Insurance – If you’re like me, finding cheap insurance can be a real pain. Tough negotiations with different providers for unlimited quotes and only small reductions. Well if you want a quick and easy way to reduce car insurance by 20-50%, you are in the right place! Even better, these steps only take 10-20 minutes and you don’t have to talk to anyone!

I haven’t used my car in over a month. The car has moved about 20 meters in the last 28 days, and yet that 20 meters has cost me £110. This is one of my biggest monthly bills (after rent) and I’m not alone. MoneySuperMarket reports that the average cost of car insurance from March to May 2016 was £470, but Confused.com says in the last quarter of 2017, it rose to £827.

Comparison Site For Car Insurance

There are many insurance comparison sites that recommend that you either move house or change your car if you want to get cheap car insurance.

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Great, thanks guys! I’m not going to change houses or cars, but if you’re interested in what factors affect your quote the most, look here.

I’m going to use a live case study to show how this works. Case Study I! This is my starting point at the price comparison site Confused.com. This is a comprehensive quote on my 2002 BMW 330ci. I am 22 years old and I have no bonus for 2 years. Some of you may be biting at the price but for me, it’s actually not that bad (my last renewal was £1100…each!).

The first tip here is to discard the idea that composites are too expensive. You must try all options; Comprehensive, third party fire and theft and third party only. Insurance companies say that they assume that if you only go for a third party, you will not take care of your car and you will be charged more. But these days even third-party fire and theft can be vastly more expensive options.

You can see for this company that third party fire and theft quotes have suddenly increased to £572. It is also worth noting that some companies are missing from the TPF and T lists.

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However, for me, my cheapest was third party fire and theft and this is where we come to our next top tips.

A ‘black box’ is a small computer fitted to your car that measures how you drive and sends the information back to your insurance provider.

A typical black box is about the same size as a smartphone, usually needs to be installed under the dashboard and consists of three main parts:

Box tracking starts when you start the car and ends when you turn off the ignition It analyzes a range of metrics based on your driving, such as average speed, time spent driving, fast and slow speeds, and cornering speed.

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As you can see this is a black box quote (like the yellow bar below). This is by far the cheapest. But if you’re like me and against the idea of ​​a black box, don’t worry. It can still be seen in this quote. If you click on the ‘more info’ button and then go to the insurance company’s website, you can disable the black box option and it recalculates the quote.

This recalculated quote was still £40 cheaper than my original quote and didn’t come up on comparison sites. Obviously, you’ll save around £200 if you go for black box insurance, but it goes to show that if you skip black box quotes from the start, you’ll miss out on these cheaper options.

But wait… For now follow these tips with black box reference We haven’t exhausted our savings and at the end of this process if your cheapest is a black box quote, you can delete it.

Quite simply, your cache is information that your browser stores so that it can load the websites you use frequently. If you clear your cache or use Google’s incognito mode, it basically gives you a clean slate to browse on.

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When you look for insurance online, some small files are stored in your computer’s browser that allow you to go back or return to the insurer’s website. With this information, the insurer knows that you have expressed interest in their insurance in the past and they can use this knowledge to offer a higher price.

Mode, or clear the cache in visiting the insurance site. This way, you can browse the web without storing cookies on your computer so that the websites you visit don’t recognize you as a repeat visitor.

I used incognito mode, created a new account on confused.com and surprisingly my same quote is now £27 cheaper! Saving something small and simple like this is really a big win. I didn’t have to lie, suffer or barter. I only spent 2 extra minutes and saved about 30 pounds.

This one is great and really caught me off guard. By moving the insurance start date to 2 weeks earlier (instead of today), it took a hundred and twenty pounds! And it was only 6 pounds more than if I had done it a week earlier.

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Basically if you quote to start on the same day, insurance companies know you are vulnerable and will take advantage. Get your quote a little further in the future and you could potentially save a fortune.

Another way to get cheap car insurance is to double check your mileage. It surprised me when I first tried it, but it works.

If most of your driving is work and back, you can figure out how many miles it is, double it for the return trip, then multiply by how many days you drive in a year.

Limiting mileage can be an effective way to lower your insurance premiums. Again, it’s not worth lying about because it’s so easy to verify.

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If you set your mileage at 1,000 or 2,000 miles a year, you’re actually going to pay more. Insurance companies see you as risky because you don’t have experience on the road.

Obviously don’t set it lower than the number of miles you have, but 12,000 miles would be more valuable, while around 5,000 miles seems to be the happy point. This means that you don’t have to worry about how many miles you put on your car. A victory!

A named driver is someone who is insured to drive your vehicle, even if you drive most of the time. When you drive, the named driver will be at the same level as you.

If it’s not correct, don’t make them the main driver, but add them as a named driver and see if you’re offered a cheaper price. The insurer will usually ask for any additional driver’s name, age, marital status, address and jurisdiction. In addition, you must provide information on any convictions or motoring records of your named driver. You can add one or more drivers to your existing car insurance or provide details while taking out new cover.

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By adding additional drivers, insurance companies essentially spread the risk. So depending on the driver you’re adding, it can lower the price. Fortunately for me, my father is quite old and has been driving longer than most people have been alive. Adding this to my policy brought the premium down to less than £65.

To further test the theory I decided to add another driver to the policy to see how it was affected. I decided to involve my father’s partner who is a 57 year old woman, again older than me with a driving license.

I’ve done this trick of adding a third driver before but it didn’t work, this time it worked. It costs £40 more off.

Shopping around is an easy but effective way to get cheap car insurance as insurers rarely offer their best deals to their existing customers.

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Just remember that you’re competing with the preferred choice, set the optional extras at the same level and include any extras you’d normally add.

You may have noticed that I’ve been referring to confused.com all this time. However, it’s worth using every competing site and not just your favorite one. Although they use the same insurance, they ask different questions with different parameters and sometimes make special deals. This may result in different prices. You can see here:

Compare and contrast the market for £2.24 cheaper MoneySupermarket saved me £11.20. Not a huge amount but still worth it in my opinion for an extra 5 minutes.

Paying a full year in advance will almost always get you the cheapest car insurance quote. Most insurers will give you a discount because it helps keep their costs down because they don’t have to pay every month, and that

Computer Screenshot Of Price Comparison Website Money Supermarket.com

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