Best Car Insurance Quote Comparison

Best Car Insurance Quote Comparison – If you’re like me, getting cheap insurance can be a real pain. Endless quotes and tough negotiations with different suppliers just for small discounts. Well, if you want a quick and easy way to get 20-50% off car insurance, you’ve come to the right place! Even better, these steps only take 10-20 minutes and you don’t have to negotiate with anyone!

I haven’t used my car in over a month. The car has run about 20 meters in the last 28 days, but that 20 meters has cost me 110 pounds to have that pleasure. This is one of my biggest monthly bills (after rent) and I’m not alone. MoneySuperMarket reports that the average price of car insurance from March to May 2016 was £470, but Confused.com says it rose to £827 in the final quarter of 2017.

Best Car Insurance Quote Comparison

There are many insurance comparison sites that basically recommend moving or swapping cars if you want cheaper car insurance.

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Great, thank you guys! I’m not moving houses or changing cars, but if you want to know which factors influence your offer the most, check it out here.

I will use a real life example to show you how it works. The case is me! This is my starting point on price comparison site Confused.com. Here is a full quote on my 2002 BMW 330ci. I am 22 years old and I have 2 years with no complaints. Some of you might balk at that price, but it really wasn’t bad for me (last renewal was over £1100… so bad!).

The first tip here is to let go of the idea that Comprehensive is the most expensive. You need to try all the options; comprehensive, fire and theft of third parties and third parties only. Insurers have said that they assume that if you just use a third party, you won’t take care of your car and will charge you extra. But today, even third-party fire and theft can be a more expensive option than an all-out one.

For this company, you see a third party fire and theft quote suddenly plus £572. It should also be noted that some companies disappeared from the TPF&T listing.

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However, the cheapest for me is the third-party Fire & Theft, and here we move on to the next tip.

A “black box” is a small computer installed in your car that measures how you drive and transmits the information to your insurance company.

A standard black box is similar in size to a smartphone, it usually has to be installed under the dashboard and contains three main components:

Box tracking begins when the vehicle is started and ends when the ignition is turned off. It analyzes several measurements based on how you drive, such as average speed, driving time, acceleration and deceleration, and cornering speed.

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As you can see, this is a quote from the black box (highlighted in the yellow bar below). It’s the cheapest by far. But if you’re like me and opposed to the idea of ​​a black box, don’t worry. However, this quote is worth a closer look. If you click the ‘more info’ button and then go to the insurance company’s website, you can remove the black box option and it will recalculate the price.

This recalculated price is still £40 cheaper than my original price and doesn’t show up on comparison sites. Obviously, if you opt for black box insurance, you’ll save almost £200, but it shows that if you skip the black box quote in the first place, you’ll lose out on those cheaper options.

But wait…for now, keep following these tips with black box quotes. We haven’t completed our savings yet, and if at the end of this process your cheapest quote is from the black box, you can delete that quote.

Simply put, caching is the information your browser stores to be able to load the web pages you use frequently. If you clear your cache or use Google’s incognito mode, it basically gives you a clean means of browsing.

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When you view an Inѕurаnсе ԛuоtеѕ website online, several small files are stored in your computer’s browser, which allows the insurance company’s website to identify you as a frequent visitor when you come back later. With this information, the insurance company knows that you have previously expressed an interest in their coverage, and they can use this information to offer a higher rate.

Or clear the cache between visits to the insurance site. This way, you can browse the Internet without storing cookies on your computer, so the websites you visit won’t identify you as a frequent visitor.

I switched to incognito mode, created a new mess.com account and unfortunately my exact price is now £27 cheaper! Saving money for something as small and simple as this is a really big win. I don’t need to lie, feel uncomfortable or even share. I just spent 2 more minutes and saved almost £30.

This was a big deal and really caught me off guard. Just by moving the coverage start date to 2 weeks (instead of today) she has earned ONE HUNDRED and TWENTY PACK! And it would only add 6 pounds if I just did it a week in advance.

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Basically, if you make a same-day start offer, insurance companies know you’re desperate and will take advantage. Get your quote a little further into the future and you could potentially save a fortune.

Another way to get cheaper car insurance is to double check your mileage. It surprised me the first time I tried it, but it works.

If most of your driving time is commuting to and from work, you can calculate that mileage, double that for the return trip, then multiply by the number of days you drive in a year.

Limiting your mileage can be an effective way to lower your insurance premiums. Again, lying is not a good idea as it is relatively easy to verify.

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If you set your mileage at 1,000 or 2,000 miles per year, you’ll actually pay more. Insurance companies consider you a higher risk because you have no road experience.

Obviously, don’t put it below the mileage you actually have, but over 12,000 miles will tend to be quite expensive, while around 5,000 miles seems like a happy hour. This means you won’t have to worry about the number of kilometers you’ve traveled on your car. A win-win option!

A designated driver is the insured who drives your vehicle, even if you drive most of the time. When operating your vehicle, the named driver will have the same insurance coverage as you.

Don’t make them your primary drivers if that’s not the case, but add them as named drivers and see if they give you cheaper coverage. The insurance company usually wants to know the first name, last name, age, marital status, address and insurance coverage of any additional drivers. In addition, you will need to provide information about any accidents or your designated driver’s criminal record. You can add one or more drivers to your existing auto insurance or provide details when purchasing new coverage.

How To Shop For Car Insurance

By adding additional drivers, the insurer essentially treats the risk as shared. So depending on the driver you add, it could bring down the price. Luckily for me, my father is quite old and has driven longer than most people alive. Adding it to my policy reduced the premium by £65.

To test the theory further, I decided to add another driver to the policy to see how it affects it. I decided to add my father’s partner, a 57-year-old woman, who has an older driver’s license than me.

I’ve done this trick before by adding a third driver and it didn’t work, however it did this time. This has knocked another £40 off the price.

Shopping around is a simple yet effective way to get cheaper car insurance because insurance companies rarely offer their best deals to existing customers.

Compare Cheap Car Insurance Quotes

Just remember to make sure you’re comparing similar covers with voluntary exclusions that are set at the same level and include any extras you normally add.

You may have noticed that I have quoted from mess.com throughout this section. However, you should use any comparison site, not just the one you like. Although they use the same insurance company, they ask different questions with different parameters and sometimes have exclusive deals. This may result in a different price. As you can see here:

Go Compare and Compare Market £2.24 cheaper. MoneySupermarket saved me £11.20. A small amount of money, but in my eyes it’s worth the extra 5 minutes of time.

Paying for a full year in advance will almost always get you the cheapest car insurance quote. Most insurance companies will give you a discount because it helps them keep costs down because they don’t have to process monthly payments and that

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