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About 335 days ago, my father kicked me out of puberty and screamed. Finally, after several months of long personal finance training, it’s time to sign up for my first credit card.
I don’t understand the concept of credit other than being represented by credit. Credit cards
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People who have their actions together enough to pay the bills and make the adult purchases. On the other hand, I do it strictly
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I am 22 years old and still only six months removed from graduation with my parents. I was fine in college with cool cash and a reliable debit card (well, I used to be)
, But that’s not the fun part?). Minus my shiny new job, not much different from the people I once had in college. Why should I register on a credit card?
As my beloved father – a 30-year financial services veteran – explained, I was completely wrong. The cards are not suitable for everyone, there are all kinds of things that are suitable for all types of people, from financially troubled to (i) financially concerned.
For savvy customers, my father explained, credit cards also serve as a memory maker. Most cards get “points” when you spend money, which can be used for food, travel or shopping. Others offer unique “member” benefits at concerts, live events and holiday destinations. This may not be shocking news to you, but rest assured, this is me.
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To illustrate the point, they offered a series of cards with built-in benefits ranging from extensions for cheap tee time to tickets and discounts at major professional events. Today, a year later, the conditions for cardholders are better than ever. Americans ’savings have grown significantly over the past 12 months, and card companies are keen to seize the business, offering some of their best benefits (and pre-approval requirements).
Whether it’s time you enter an unattractive adult world, or just apologize for some great benefits, be sure to check out the five credit cards made for them.
There’s a reason Chase Sapphire Preferred Cards are a fan choice everywhere. As the official card of the PGA Championship, Chase Cardmembers offers access to high discounted ticket prices, super luxury hotels and viewing experience deals and card members – exclusive tents in the tournament area. Those who want to spend more can apply for the Chase Sapphire Reserve Card ($ 495), which offers all the benefits of sapphire preference, but with enhanced food and travel benefits.
It is the most expensive card on the list, but it also claims a wide range of benefits. Get discounts at Hilton and Marriott hotels, get 6x return points on the go, and access to over 1, 300 airport lounges around the world. Members of the American Express Partnership with the USGA reap various benefits. Platinum Cardmembers gain early access to US Open tickets, discounts on merchandise and unique streaming packages.
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It may have the lowest utilities of any card on this list, but the PGA Tour Cash Reward MasterCard is the only ** best credit card on the market. Once you sign up, you get three percent cash back on gas, two percent off meals and one percent off all other purchases you make with the card – but only on “normal” items.
If the card is purchased for $ 95 in the first 90 days, they earn two free tickets to the PGA Tour event of their choice. Additionally, the U.S. Cardholders receive discounts on green fees, merchandise and special offers at TPC courses throughout the country.
You will find it difficult to find a better balance and results for the traveler in your life than the Amex Gold Card. With all the USGA benefits listed above, Gold Card holders also get greedy travel-related deals (up to 3x points on travel-related purchases from hotel and car benefits) for half the price of a Platinum card. The biggest drawback of the Gold Card (unlike the Platinum Card) is that users have to pay for access to the American Express Lounge at the airport. However, if you love to travel, it is hard to go wrong with using gold.
If you are a business traveler, you are aware of the benefits of the Bonvoy card. Free nights, upgrades and discounted accommodations are just some of the benefits that accompany those who frequent the road. For them, profits only grow through Marriott Links – an extension of the Marriott Bonvoy Rewards program. Earn points for your Bonvoy Rewards by booking tee time at relevant Marriott courses or using your Bonvoy Points to pay for your rounds or at the Marriott Academy in Palm Desert, Orlando, California.
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