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The REAL annual interest rate for an introductory purchase is x% for x months after account opening when the regular purchase interest rate applies. Introductory Balance Transfer Actual APR is x% for x months from first transfer, transfers to your account under this offer are subject to the standard APR for purchases. Standard Purchase Rate: x % – x % variable based on creditworthiness. Annual cash interest rate: x % variable. The variable APR varies based on the Prime Rate depending on the market. Minimum Interest Fee: If you are charged interest, the minimum fee is $0.50. Cash Advance Fee: $10 or 5% of each cash advance, whichever is greater. Balance Transfer Fee: x% introductory fee on transferred balances and up to x% on future balance transfers. Annual Fee: No. prices starting from We will make payments at our discretion, including in a manner that is most convenient or convenient for us. We typically charge more than the minimum payment each billing period because higher APR balances come before lower APR balances on our payment credit date.
At the end of the first year, we automatically credit any money you earn.1 So $100 in cash becomes $200.
Discover Credit Card Cash Advance
How does cashback work with a credit card? Many credit cards offer rewards that you earn as a percentage of your purchases. Some cards offer miles or points, but some people may prefer cash back. -in the app you can redeem rewards in any amount and time in cash*, use as credit towards your account, deposit to your bank and much more. *If your account is closed or has not been used for 18 months, we will credit the balance of your cashback bonus to your account. Read the prize terms and conditions. What do I need to do to apply for the card? Be at least 18 years old Have an address in the United States. You have a social security number Enter all required application information Show proof of school enrollment How can I use the It® Student Chrome card responsibly? Making all your payments on time is a great start to responsible credit use. Also, remember to pay at least the minimum amount each month. And avoid paying interest on purchases by paying off your balance each month by the due date. Does it® Student Chrome Card help build credit? Yes, Student Chrome reports card activity to all three major credit bureaus. By using your card responsibly, you can improve your credit. 3 How do I remember to pay for my It® Student Chrome card? offers email and text alerts that you can activate to be notified when: • When a statement is available. • The minimum payment period has expired • The payment has been recorded • The card has been declined. • A merchant’s refund was recorded. • Balance transfer was recorded. Register here. Can the It® Student Chrome Credit Card Help Build Credit with Responsible Use? If you use it® Student Chrome card responsibly, 3 can be a useful part of your credit history building strategy. reports your credit history to all three major credit bureaus, so card use appears on your credit report and affects your credit score. Do I need a full-time job for the It® Student Chrome Credit Card? No, but you must declare certain types of income when filing. Your income is one of the many factors considered when applying for a it Student Chrome credit card. If income is verified, income may also affect your credit limit. In your application, you will be asked to show your earned or expected income. Students sometimes use part-time income to qualify for a student credit card. Can I still use my it® Student Chrome card if I’m not a student? Yes, you can continue to use your student Chrome card after graduation. When you graduate, we encourage current student card members to call us and update their personal information such as income, housing, email and address. This may entitle you to a credit limit increase.
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I love this credit card and everything in general. They offer excellent customer service and offer the best benefits especially for college students. I love cash back.
I got the card almost 4 years ago. I have no complaints so far. One of the biggest things for me is the low interest rate compared to other cards.
The mobile app lets you set alerts, view your FICO®Score for free4 and more from your smartphone, tablet or wearable.
NEW! Online privacy: We regularly help remove your personal information from ten popular private search sites that may sell your information. Activate for free with the app.9
Balance Transfer Credit Cards
Find out if you’re pre-approved for this student canteens and fuel card with no annual fee. A pre-approval check won’t hurt your credit score.
You may know that a credit card can help you build your credit history, but do you know how to apply for a credit card? Use these tips when applying.
Do you spend a lot of time driving? Learn about the options to consider when searching for the best gas credit card.
Learn how to pay your bills, why it’s important to pay your monthly bills on time, and how to track your bills and payments.
Discover Cash Back Rewards Summary
*Based on last 12 months of student credit card application information. When evaluating your creditworthiness, we will consider all the information you provide on your application, your credit information, including your credit score where applicable, and other information.
First $1,000 in combined purchases at gas stations (separate) and restaurants each calendar quarter. Calendar quarters begin on January 1, April 1, July 1, and October 1. You’ll earn 1% cash back on purchases over the quarterly maximum and on all other purchases at gas stations and restaurants. Gas station purchases include purchases from merchants classified as places that sell gasoline that can be purchased at the pump or station. Gas stations associated with supermarkets, hypermarkets and wholesale stores may not be eligible. Restaurant purchases include purchases from merchants classified as full-service restaurants, cafes, coffee shops, fast food restaurants, and restaurant delivery. Purchases must be made from merchants located in the United States. To receive 2%, the purchase date must be before the last day of the offer or promotion. In online purchases, the transaction date received from the seller may be the date the product was shipped. Rewards will be added to your account over two billing periods. Even if the purchase falls under the 2% category, the merchant may not have a merchant class code (MCC) for that category. Merchants and payment processors are assigned their own customer center based on their typical products and services. The card does not assign its customer center to merchants. Certain third-party payment accounts and digital wallet transactions may not generate 2% returns if the technology does not provide sufficient transaction information or the correct My Client Center. Read more at /digitalwallets. For more information, see the terms of use of the Cashback Bonus program. The effective annual interest rate for an introductory purchase is x% for x months after account opening, when the normal annual interest rate for purchases applies. Introductory Balance Transfer Actual APR is x% for x months from first transfer, transfers to your account under this offer are subject to the standard APR for purchases. Standard Purchase Rate: x % – x % variable based on creditworthiness. Annual cash interest rate: x % variable. The variable APR varies based on the Prime Rate depending on the market. Minimum Interest Fee: If you are charged interest, the minimum fee is $0.50. Cash Advance Fee: $10 or 5% of each cash advance, whichever is greater. Balance Transfer Fee: x% introductory fee on transferred balances and up to x% on future balance transfers. Annual Fee: No. prices starting from We will make payments at our discretion, including in a manner that is most convenient or convenient for us. We typically charge more than the minimum payment each billing period because higher APR balances come before lower APR balances on our payment credit date.
“Used this credit card all through college and it was my first personal credit card. They have great features like cash back plans and great customer service.” – adhesive trap
“I’ve had my card for a few months now and it’s perfect for me! I love customizing my card [design]!”
Discover It Student Chrome Credit Card
Get 5% cash back on your daily purchases up to a maximum of 13 per quarter when activated, when you pay with Amazon.com, 12 grocery stores, restaurants, gas stations and PayPal. Also, Tiena
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